We do not offer every plan in your area. Currently we represent 5 organizations which offer several products in your area. Please contact Medicare.gov, 1-800 Medicare 800-633-4227, or your state local health insurance program to get information on all your options.
Please read these Terms of Service (the “Terms”) and ourPrivacy Policy carefully because they govern your use of the website located at www.nwfinancial.org and all related web pages, as well as NW Financial’s insurance-related advisory, educational, and brokerage services.
By using or submitting any information through our Services, you agree to be bound by these Terms, including our Privacy Policy. If you do not agree, do not use or submit information through the Services.
You also agree that NW Financial may (1) call and text you regarding our Services, and (2) monitor and record telephone calls for business, quality assurance, and regulatory compliance purposes.
Please review our Privacy Policy, which is incorporated herein and governs your use of the Services.
NW Financial is a licensed insurance agency that provides Medicare-related advisory, educational, and brokerage services through licensed insurance agents.
NW Financial is not an insurance company. Insurance products are offered and administered by licensed insurance carriers. We do not guarantee the availability, pricing, or suitability of any insurance product.
Do not cancel existing insurance until you receive written confirmation that your new policy is in effect.
SMS-specific section – required by MNO reviewers
By providing NW Financial with a telephone number and/or other contact information, you agree to receive communications, including via email, call, and text message (including text messages and calls made using an auto dialer or prerecorded voice message), from or on behalf of NW Financial at the email address or telephone number you provided, even if that number is on a National or State Do Not Call List.
By checking the marketing opt-in checkbox on our form, you expressly consent to receive recurring automated marketing and promotional text messages from NW Financial at the phone number you provide. These messages may include information about insurance services, licensed agent consultations, and follow-up communications related to your inquiry.
You are not required to provide your consent to these calls or texts as a condition of any purchase through NW Financial or as a condition of using the Services, and you may revoke any consent for marketing messages, phone calls, or text messages as described below. Message frequency varies. Message and data rates may apply.
You may revoke your consent to receive text messages at any time by texting “STOP” in reply to any NW Financial mobile communication. You may request help at any time by replying “HELP”, by emailing jalon@nwfinancial.org, or by calling us at 614-440-6985.
NW Financial may, without further notice and in our discretion, monitor and/or record telephone conversations for quality assurance, training, and rights-protection purposes.
Nothing in these Terms is intended to conflict with or limit NW Financial’s obligations under applicable federal and state laws.
We may update these Terms from time to time at our sole discretion. If you continue to use the Services after updates are posted, you accept the updated Terms.
You may use the Services only if you are 18 years or older and capable of forming a binding contract.
Our Services may allow you to submit or store information including your name, telephone number, email address, and insurance preferences. You are responsible for ensuring your submitted information is complete and accurate.
You agree not to submit fraudulent or misleading information, interfere with the Services, violate applicable law, or misuse the Services in any way.
The Services may provide access to third-party websites or resources. We are not responsible for their content, products, or services.
We may suspend or terminate access to the Services at our sole discretion, at any time, and without notice.
The Services are provided “as is,” without warranty of any kind, to the maximum extent permitted by law.
You will indemnify and hold NW Financial harmless from claims, liabilities, damages, and costs arising from your use of the Services or violation of these Terms.
To the maximum extent permitted by law, NW Financial will not be liable for indirect, incidental, consequential, or special damages arising out of your use of the Services.
These Terms are governed by the laws of the state in which NW Financial is incorporated, without regard to conflict of law provisions.
Any dispute will be resolved solely by binding individual arbitration and not in a class, representative, or consolidated action.
NW Financial and its licensors exclusively own all rights, title, and interest in and to the Services and associated intellectual property rights.
If you have questions about these Terms or the Services, contact us at:
NW Financial
Email: jalon@nwfinancial.org
Phone: 614-440-6985
Website: www.nwfinancial.org
NW Financial is not connected with or endorsed by the United States government or the federal Medicare program. We may not offer every plan available in your area. Contact Medicare.gov or 1-800-MEDICARE to learn about all available options.
NW Financial (“NW Financial,” “Company,” “we,” “us”) is a licensed insurance agency that provides services to educate and advise individuals regarding Medicare and other health insurance matters, and to help individuals choose a health coverage plan for their needs. This Privacy Policy (“Privacy Policy”) is designed to help you understand how we collect, use, and share your personal data (“Personal Data”) and to help you understand and exercise your privacy rights.
This Privacy Policy applies to Personal Data collected from and about you in connection with your use of our website, and other online and telephonic offerings (collectively, the “Services”). This Privacy Policy supplements and is incorporated into our Terms of Service. If you do not agree to the Terms of Service and the collection, use, and sharing of your information as detailed in this Privacy Policy, please do not access or otherwise use our Services.
The Services may contain links to other websites and applications. These third-party services are not controlled by us. We encourage our users to read the privacy policies of each website and application with which they interact. We do not endorse, screen, or approve, and are not responsible for, the privacy practices or content of such other websites or applications.
The categories of Personal Data we collect depend on how you interact with us, our Services, and the requirements of applicable law. We collect information that you provide to us, information we obtain automatically when you use our Services, and information from other sources, as described below.
A. Information You Provide to Us Directly. We may collect Personal Data that you provide through forms on our website so that we can evaluate your health coverage needs and connect you with a licensed insurance agent. This may include your name, telephone number, email address, zip code, date of birth, current medical providers, prescriptions, current insurance plan information, and information regarding your health history.
B. Information Collected Automatically. We may collect certain information automatically when you use our Services, such as your Internet Protocol (IP) address, cookie identifiers, browser or device information, location information derived from IP address, and information regarding your use of our Services.
C. Information Collected from Other Sources. We may obtain information about you from other sources, including healthcare providers and third-party organizations and partners who provide health-related services and who authorize such information sharing.
We use your Personal Data for a variety of business purposes, including to provide our services, for administrative purposes, for network and information security, for fraud prevention, and for marketing and advertising as permitted by applicable law.
We may disclose your information to service providers, insurance carriers and agents, business partners, legal authorities where required, and in connection with business transactions such as a merger, sale, or reorganization.
Email Communications. If you receive an unwanted email from us, you can use the unsubscribe link found at the bottom of the email to opt out of receiving future emails.
SMS-specific section – required by MNO reviewers
Text Messages. You may opt out of receiving text messages from us at any time by replying “STOP” to any message you receive from us, or by contacting us at jalon@nwfinancial.org. You may request help at any time by replying “HELP” to any message, by emailing jalon@nwfinancial.org, or by calling us at 614-440-6985. We will not share your opt-in to an SMS campaign with any third party for purposes unrelated to providing you with the services of that campaign. We may share your data, including your SMS opt-in or consent status, with third parties that help us provide our messaging services, including but not limited to platform providers, phone companies, and vendors who assist us in the delivery of text messages.
Cookies and Interest-Based Advertising. You may stop or restrict the placement of technologies on your device by adjusting your browser settings. Some parts of our Services may not function properly if you disable these technologies.
Do Not Track. Please note that we do not respond to or honor Do Not Track signals transmitted by web browsers.
We take steps to ensure that your information is treated securely and in accordance with this Privacy Policy. Unfortunately, no system is 100% secure, and we cannot ensure or warrant the security of any information you provide to us.
The Services are controlled and operated by us from the United States. Information may be stored and processed in the United States and other countries. We handle Personal Data in accordance with this Privacy Policy regardless of where it is stored.
California residents may have rights under applicable privacy laws, including rights to know, delete, correct, and opt out of certain processing or disclosures. Please contact us using the information below to exercise applicable rights.
You may have rights under other state privacy laws. Please contact us if you have questions or would like to exercise a right under applicable law.
The Services are not directed to children or individuals under 18 years old. We do not knowingly collect Personal Data from children.
We may revise this Privacy Policy from time to time at our sole discretion and will notify you as required by applicable law.
If you have questions about our privacy practices or this Privacy Policy, or to exercise your rights, contact us at:
NW Financial
Email: jalon@nwfinancial.org
Phone: 614-440-6985
Website: https://nwfinancial.org/
